I’m A Nurse And Police Officer
Nurse & Police Officer Loans
Special Home Loan Offers for Nurses and Police Officers
At Sanford Finance, we understand the vital roles that nurses and police officers play in our communities. That’s why we offer home loan products tailored specifically to your unique financial circumstances and career paths.
Why Choose a Nurse/Police Officer-Specific Loan?
- LMI Exemption: Eligible nurses and police officers can borrow up to 90% without paying Lenders Mortgage Insurance (LMI).
- Discounted Interest Rates: Benefit from special, lower-than-market interest rates offered to essential service workers.
- Flexible Loan Features: Access features like offset accounts, extra repayments, and the ability to adjust your loan structure to suit your needs.
- Career Stability Benefits: Lenders view nurses and police officers as low-risk borrowers due to the job security associated with these professions, leading to quicker approvals.
Eligibility Criteria for Nurse & Police Officer Loans
- Occupation: Must be a registered nurse, paramedic, or active police officer (other essential service professionals may also qualify).
- Loan-to-Value Ratio (LVR): Borrow up to 90% without the need for LMI.
- Income Verification: Steady employment and income verification are required to secure these loans.
- Additional Considerations: Strong credit history and financial standing can help you qualify for even better loan conditions.
Reward Yourself with the Right Home Loan
Sanford Finance is here to support you with loan options that suit your role in the community and your financial goals.