Service – Buying Your First Home

Buying your first home

Buying your first home can be stressful. You may have lots of questions. How much can I borrow? Do I qualify for the First Home Owner Grant? And what are the options and best loans in the market? Sanford Finance can help you through this process and start your journey on the property ladder.

Home Buying Essentials

Buying your first home can be daunting. Our role at Sanford Finance is to guide you through the process and give you access to a wide range of lenders that will suit your particular requirements.

Our FREE Home Buyer Essentials guide help you understand the process of securing finance and all the steps involved.

How can we help?

For a first-time property buyer, finding the right loan is critical.� At Sanford Finance, we work for you, not the banks.� This means we will consider your situation, help you with your mortgage application and ensure you get the best possible deal on your first home loan.

To find out more, get in touch via our contact form and we will be in touch.

Steps to buying your first home.

1. Prepare your application: Sanford Finance will help you prepare your application and make sure you have all proof and documentation.

2. Pre-approval: Based on your application and financial information, you will receive pre-approval for a specific loan amount. This means you can start looking for houses within your price range with the confidence of pre-approval from your lender.

3. Start looking: This is the fun part! Start looking for your first home. Get an idea of what the market is doing and start going to open inspections with the confidence that you can make an offer if you find the right property.

4. Make an offer: Once you find a property, and is within your price range, make an offer on it.

5. Loan settlement: Once you have made an offer and that offer has been accepted, there will be a time frame set for settlement which is normally 60 days. Your Sanford Finance advisor will work with you and your lender to ensure settlement takes place.