Whether you’re buying an investment property or your first home, you have a number of options when borrowing money.� Going directly to your bank may feel like the easiest and best option.� But is it?� Home loan customers can make significant savings if they are prepared to look beyond their own bank and shop around. The best way to achieve this is to use a mortgage broker like Sanford Finance.

We provide you with real choice

Finding the best deal for you only comes from having a choice. � � Mortgage brokers work with multiple lenders to not only find the right deal but to keep competition alive amongst lenders. We use this competition to our advantage and as leverage to negotiate a better outcome for you – not the banks.

We’ll review your mortgage to ensure you’re getting the best deal

Whilst the Reserve Bank cash rate has remained steady at 1.5% for the past 6 months, this may not always be the case. � � Changes are always possible depending on the economic climate as are changes to the variable and fixed interest rates offered by lenders.

The current lending environment in Australia is highly competitive, and mortgage holders who are prepared to review their loan are able to obtain better interest rates, saving thousands of dollars a year.� As mortgage brokers have access to a wider range of lenders, they can negotiate a much better outcome.

We walk you through the process – and the paperwork.

It’s a fact that lenders require a lot of financial information prior to approving a mortgage. But following up with the lenders and negotiating the best rate is difficult if you have no experience in lending. It’s a mortgage brokers job to manage this process for you, help you organise your paperwork, negotiate on your behalf and do all the legwork required to secure your mortgage.

Whilst the process of securing a mortgage may appear daunting, have a mortgage broker by your side makes it a whole lot easier.

If you’d like to discuss your situation contact us or call on (02) 9095 6888