What is a Deposit Bond? A deposit bond is like a digital IOU instead of putting down cash when you buy a house. A deposit bond is a digital certificate instead of a cash deposit. It guarantees your deposit and…
The Australian property market continues its upward trajectory in 2024, bringing both excitement and challenges for homeowners and renters alike. Home prices reached new highs in February, with a 0.45% increase marking the highest monthly rise since October 2023. This…
Treasurer Daniel Mookhey says the Minns government’s first budget includes $13 billion in savings and focuses on public services and essential workers – but what impact will it have on the property market? With NSW in the midst of a…
There are many different ways to purchase property – and one of those ways actually involves committing to purchasing a property that doesn’t yet exist. Buying real estate ‘off the plan’ means committing to purchasing a property that is still…
The decision to buy or sell property is always a tricky one, as it’s a significant financial step that involves careful consideration of various factors – including market conditions. Whilst it’s important to know that real estate markets can be…
What is a limited recourse borrowing arrangement? (LRBAs) Limited recourse borrowing arrangements (LRBAs) are a type of borrowing structure that allows self-managed superannuation fund (SMSF) trustees to borrow money for the purpose of purchasing an asset, such as property or…
Are you considering purchasing property through a Self-Managed Super Fund? Purchasing property through a self-managed super fund (SMSF) can be a smart investment strategy for Australians looking to secure their retirement future – but it’s important to know what you’re…
It’s easy to get comfortable with your loan. You know what the payment is, what account it’s taken from or going into, what the amount is and you don’t need to waste time talking to the bank. But what if…
Building your own home certainly sounds like a dream. From the floor plan to the flooring, every detail can be customised to your tastes – but this dream has become a nightmare for many Aussies building or looking to build…
Your morning coffee, a quick lunch with your colleagues, ingredients for dinner, your Netflix subscription… ordinary day-to-day expenses, but did you know that these can considerably reduce the amount you are eligible to borrow, even if you are a high…